Joseph Wilber Tillinghast, son of William Tillinghast, was born in Albany, January, 1835, and descends from an old New England family. William Tillinghast, a native of Wickford, R. I., was for many years a well known business man of Albany, where he died in 1881. As a member of the firm of Wickes & Tillinghast, he was engaged in the manufacture of sperm oils, and individually he was a director in the National Commercial Bank. J. W. Tillinghast was educated in the Albany Academy, was a clerk for Wickes & Tillinghast from 1852 to 1870, and from time until 1886 was engaged in the malting business, as a member of the firm of Tweddle & Co. On June 24, 1868, he became a director in the Merchants National Bank of Albany; on April 17, 1875, he was chosen vice-president; and on May 1, 1880, he was elected president, which office he still holds. He is also a trustee of the Albany Savings Bank, a foundation member of the Fort Orange Club, and prominently connected with several other corporations and institutions. He is in every sense of the word a representative business man. In 1859 he married Miss Sarah, daughter of the late John Tweddle, one of Albany's most enterprising citizens. They have three children; Frederick, William and a daughter.